Your deposits face two types of competitors.

​You have two types of competitors: peers (Banks and credit unions) and MMFs (Brokerage firms of national banks). Each of these competitor types requires a different pricing strategy. If you follow these scientific programs for each of the pricing strategies, you will see immediate improvement in your NIM, Deposit balances and customer/member loyalty (Less runoffs).

To compete with your peers, simply use Deposits Dynamics to optimize your rates. To compete with MMFs of national banks, use Scientifically Predictable to maximize your return.  In 2024, individuals who used the Scientifically Predictable program earned a return of 29.7% with an alpha of 6.4% and without paying any advice fees or product commission.  

Scientifically Predictable returned 29.7% with an alpha of 6.4% in FY 2024

Picture
Key benefits to your customers/members:
  • Your customers or members will outperform the market with high level of confidence.
  • They do not have to pay fees to an investment advisor, or commission to the blocker.
  • They do not have to constantly monitor the market or make frequent repositioning.
 
Key benefits to you:
  • Eliminate the risk of attrition and shift of money to national banks kor brokerage firms.
  • Reduce expenses by eliminating yield on Scientifically Predictable checking accounts.
  • Increase your liquidity at no cost by establishing a minimum balance for these accounts.
  • Enhance loyalty to your institution resulting from greater financial performance.

​The science behind the Scientifically Predictable self-invest model 

Picture
Request a demo (financial institutions)

Disclaimer
Analyticom LLC is neither a broker/dealer nor a registered investment advisor. The information contained in all featured documents are projections and opinions only and are not intended as a solicitation, an offer, a recommendation to buy, hold, or sell any securities, products, service, investment or participate in any trading scheme in any jurisdiction. Past performance is not a predictor of future results. Individual investment results may vary based on implementation. All investing involves risk of loss.